Are you worried about what will happen to your family after your death? Fear not, Doran Insurance & Services Inc. is here to offer you a life insurance policy that will ease out the financial burden for your family. We have been helping our customers protect their families from hardships arising out of long-term disabilities or other health issues since 1939. Our agents use their years of expertise and knowledge to make sure our clients get the benefit of their coverage at the time of loss. Also, being an independent insurance agency, it helps us discover quality coverage at the best market rates available. Our policy at Doran Insurance can cover major medical and Medicare supplements, disability income protection, and many other things. It is our personalized service that makes the people of Macomb, IL, Aledo, IL, Burlington, IA, Roseville, IL, Oquawka, IL, and Stronghurst, IL trust us.
Below we have mentioned the top 3 common features of our life insurance policy. Take a look.
- Accelerated death benefit
If you are diagnosed with a terminal illness, this feature in your policy will give you cash in advance against the death benefit of your policy. This money can be useful in your treatment or other expenses.
- Spouse or child term riders
Certain life insurance policy lets you purchase life insurance for your spouse as well as your child up to the age of 26. For those who cannot afford separate policies, this is a very good and affordable option.
- Cash withdrawals
Few agencies allow you to borrow money against your policy. The cash value would be your collateral and the interest rates are quite low. But if you fail to return the loan, the agency will reduce the death benefit of your policy.
So, if you are planning in buying life insurance, you can get in touch with our agents.