HEALTH INSURANCE
Health coverage you
can understand.
Health insurance can be confusing. We’ll help you understand your options, compare plans, and find coverage that fits your health needs and budget.
WHAT IT TYPICALLY COVERS
The basics, explained.
Individual & Family
Coverage for you and your household when you don’t have it through work.
Small Business Plans
Group options for employers who want to offer benefits.
​Supplemental Coverage
Plans that may help with out-of-pocket costs or specific needs.
Dental & Vision
Often sold separately from major medical coverage.
Coverage descriptions are general. Actual coverage depends on your policy and carrier.
WHAT PEOPLE OFTEN MISS
Worth asking
about before
you enroll
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2
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Enrollment periods
You can usually only enroll at certain times unless you have a qualifying life event. Ask us what applies to you.
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The premium isn’t the whole cost.
Deductibles, copays, and out-of-pocket maximums all affect what you pay in a year.
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Doctors and prescriptions.
Check that your providers and medications are covered before you choose a plan.
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COMMON QUESTIONS
Good to know
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When can I enroll?
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It depends on the type of plan and your situation. Call us and we’ll help you find out what applies.
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What’s the difference between a deductible and a copay?
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A deductible is what you pay before the plan starts paying for many services. A copay is a set amount you pay for a visit or prescription.
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Can you help my business offer health benefits?
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Yes, we can talk through group options with you. Call us to get started.
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Ready to talk about your coverage?